A Leading Provider of Insurance and Employee Benefits

We deliver expert advisory services, comprehensive plan design, and exceptional client support. At Gray & Troy Insurance Services we know that people, our staff and our clients, are what drive our business and make us stand out from the rest.

We are recognized for creative plan designs that include traditional health plans as well as consumer driven health plans that are complemented by Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs). In addition, we provide advisory and compliance services that address employer responsibiilties resulting from Health Care Reform, COBRA, HIPAA and other applicable regulations.

Our clients are serviced by an experienced team of account managers that serve as employee advocates,  providing a high level of confidential support in enrollment & billing, claims reconciliation and employee communications.  We serve as an extension of our clients' Human Resource efforts in addition to providing additional resources such as our "My Benefits" employee benefit information portal.  

Our relationships begin with a thorough assessment of an individual’s or company’s goals and values. With your input, we will develop and implement a comprehensive plan that addresses your needs in the most cost effective way possible and confidently provide exceptional service at every step in the process.

Latest Blog Posts

Gray & Troy Pleased to Announce Merger with Morris & Garritano

Aug 13, 2015

Exciting News! Gray & Troy and Morris & Garritano have decided to merge and become one company. While the company ... Read More

Nationwide Health Care Subsidies Upheld by Supreme Court

Jun 25, 2015

In a 6-3 decision today, the U.S. Supreme Court ruled that consumers will continue to have the ability to qualify for heal... Read More

IRS Sets 2016 Health Savings Account (HSA) Plan Limits

May 15, 2015

Recent Changes to Federal Legislation 2016 IRS Plan Limits for HSA Health Savings Account contributions are indexed a... Read More

2420 Broad Street
San Luis Obispo, CA 93401
TEL: 805.541.7100
FAX: 805.546.8886

1540 Marsh Street, Suite 230
San Luis Obispo, CA 93401
TEL: 805.540.7010
FAX: 805.546.6199

2420 Broad Street, San Luis Obispo, CA 93401, 805.541.7100  |  1540 Marsh Street, Suite 230, San Luis Obispo, CA 93401, 805.540.7010

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