A Leading Provider of Insurance and Employee Benefits

We deliver expert advisory services, comprehensive plan design, and exceptional client support. At Gray & Troy Insurance Services we know that people, our staff and our clients, are what drive our business and make us stand out from the rest.

We are recognized for creative plan designs that include traditional health plans as well as consumer driven health plans that are complemented by Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs). In addition, we provide advisory and compliance services that address employer responsibiilties resulting from Health Care Reform, COBRA, HIPAA and other applicable regulations.

Our clients are serviced by an experienced team of account managers that serve as employee advocates,  providing a high level of confidential support in enrollment & billing, claims reconciliation and employee communications.  We serve as an extension of our clients' Human Resource efforts in addition to providing additional resources such as our "My Benefits" employee benefit information portal.  

Our relationships begin with a thorough assessment of an individual’s or company’s goals and values. With your input, we will develop and implement a comprehensive plan that addresses your needs in the most cost effective way possible and confidently provide exceptional service at every step in the process.

Latest Blog Posts

Understanding Preventive vs. Diagnostic Services

Jun 19, 2014

Seeing your provider for regular checkups and exams is an important part of staying healthy. Under health care reform, man... Read More

Employer Reimbursements and the IRS

Jun 16, 2014

In a recently published Frequently Asked Questions (FAQs), the IRS addressed the deductibility of employer-sponsored reimb... Read More

Term Life Insurance " What Happens When Your Policy Expires'

May 16, 2014

Term life insurance provides coverage for a predetermined amount of time to fit your needs. But what happens when your ter... Read More

2420 Broad Street
San Luis Obispo, CA 93401
TEL: 805.541.7100
FAX: 805.546.8886

1540 Marsh Street, Suite 230
San Luis Obispo, CA 93401
TEL: 805.540.7010
FAX: 805.546.6199

2420 Broad Street, San Luis Obispo, CA 93401, 805.541.7100  |  1540 Marsh Street, Suite 230, San Luis Obispo, CA 93401, 805.540.7010

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